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Shipping & Delivery Protection

Last updated: May 14, 2026

⚠ Sample content — not final
This page contains placeholder content for prototype review only. It must be reviewed by qualified counsel and replaced with finalized copy before public launch.

Shipping overview

All shipping on BullionStackers is handled by the seller — the platform never ships items or handles shipping costs directly. The seller is the merchant of record for every shipment.

Shipping is currently limited to USPS domestic services only (United States). International shipping and multi-carrier support are planned for future versions.

Shipping pricing

Shipping costs to the buyer are always fixed-rate, set by the seller on each listing. Sellers configure:

  • Ground rate — flat fee for USPS Ground Advantage
  • Priority rate — flat fee for USPS Priority Mail
  • Combined shipping (optional, per listing) — when a buyer purchases multiple items from the same seller, the highest single-item shipping rate among cart items serves as the base. The seller defines an add-on cost per additional item (separate values for ground and priority tiers).

Signature required

Sellers can enable a signature-required option on their listings. This adds a flat fee per shipment (not per item). When enabled, USPS will require a signature at delivery.

Fulfillment options

After payment is confirmed, the seller ships the order using one of two methods:

Option A: Shippo sub-account

The seller sets up a Shippo sub-account linked to BullionStackers. After payment confirmation, the seller enters package details and generates a prepaid USPS shipping label directly within the app. The tracking number is populated automatically. The seller pays the actual Shippo rate through their sub-account — this may differ from what the buyer was charged.

Option B: Self-managed shipping

The seller handles shipping entirely on their own using any USPS account. After shipping, the seller manually enters the USPS tracking number in the app. The platform looks up the tracking status via the USPS API and displays the tracking history on-site, sending notifications when the status changes.

Tracking

Regardless of fulfillment method, BullionStackers tracks every shipment via USPS. Both buyer and seller see real-time tracking updates on the order detail page, including: label created, accepted by USPS, in transit, delivery exceptions, and delivered.

What is Delivery Protection?

Delivery Protection ("Delivery Protection") is an optional coverage offered on eligible orders that reimburses an at-risk party if a package cannot be confirmed as delivered by the United States Postal Service ("USPS"). Delivery Protection is offered to buyers in the standard pay-first flow and to sellers in the reverse (pay-on-arrival) flow when the seller opts in at listing time.

Coverage period

Coverage begins when USPS records the first acceptance scan on the package and ends when USPS records a "Delivered" status. Once USPS marks the package Delivered, BullionStackers' liability under Delivery Protection ends, regardless of what happens to the package thereafter.

Eligibility

  • Item value strictly under $5,001 (admin-configurable cap).
  • Shipping tier is USPS Standard (Ground Advantage) or Priority Mail. Registered Mail orders are not eligible — Registered Mail has built-in USPS insurance.
  • Standard-flow buyers must be reputation tier Bronze or higher. New-tier buyers are not eligible.
  • Reverse-flow seller-paid Delivery Protection is independently elected by the seller per listing and supersedes the buyer-facing toggle on orders against that listing.

Covered events

  • Package confirmed lost in transit by USPS prior to a Delivered scan.
  • Priority Mail packages that have not been Delivered within 14 days of USPS acceptance, with no further tracking updates.
  • Standard (Ground Advantage) packages that have not been Delivered within 21 days of USPS acceptance, with no further tracking updates.

The 14- and 21-day windows are admin-configurable in Platform Settings.

Exclusions

  • Anything that occurs after USPS records a "Delivered" status — theft, weather damage at the doorstep, package handed to the wrong person at the address, etc.
  • Events that occur before USPS records the first acceptance scan — packages held by the seller, lost between the seller and the post office, etc.
  • Contents disputes, packaging issues, item-not-as-described, counterfeit claims, or any quality-of-item concerns — see the in-transaction messenger and the catch-all dispute flow for these.
  • Short delays that do not exceed the tier window.
  • Address errors made by the buyer at checkout.
  • Confirmed or strongly-indicated fraud, including coordinated buyer/seller activity intended to trigger a payout.

Filing a claim

A claim becomes filable from the order detail page once the order's tracking window has expired without a USPS Delivered confirmation. The eligible filer is the buyer in the standard flow and the seller in the reverse flow.

The claim form collects shipment details (auto-populated from the order and USPS tracking), a reason from a fixed dropdown, optional comments, three required confirmations, and optional supporting documentation. Claims are reviewed by BullionStackers administrators against USPS tracking data, transaction history, and account activity. False or coordinated claims may result in account suspension or permanent removal from the platform.

Resolution and payout

Claims resolve to one of two states: Paid (the platform reimburses the filing party for item value plus shipping) or Denied. Both states require mandatory administrator notes recorded for audit. Payouts are processed offline by the BullionStackers operations team; the admin panel records the decision and the dollar amount paid out for the audit log.

Fees

The Delivery Protection fee is calculated as a percentage of the order's item subtotal (excluding shipping, signature, and any other add-ons). At the time of writing the fee is 1.75% on orders under $1,001 and 1.50% on orders in the $1,001–$5,000 range. The percentages and the eligibility cap are admin-configurable.

Buyer-paid Delivery Protection fees in the standard flow flow to the seller at order placement and are non-refundable. The seller's monthly Stripe invoice from BullionStackers includes a separate Delivery Protection line-item section that sweeps the seller-paid reverse-flow Delivery Protection fees accrued at SHIPPED.

Changes to these terms

BullionStackers may amend these terms from time to time. Material changes will be surfaced in-app and via email; continued use of the platform after a change constitutes acceptance of the revised terms.